Home / What we buy / Fire or smoke damage
Sell a fire-damaged house as-is
After a fire, the insurance claim is usually the smaller problem. The bigger one is that the house is uninhabitable, the mortgage is still due, and nobody wants to take on a burnt shell.
We buy fire-damaged properties at every stage: mid-claim, post-claim with the money already paid out, partially rebuilt, or abandoned after the family decided not to return. Soot, smoke odour, water damage from the hoses and open framing are all things we price rather than avoid.
If your insurance claim is still open, tell us. We can work with an assignment of claim where your policy allows it, which often gets you paid faster than waiting out a repair-and-reimburse cycle you cannot fund upfront.
Two practical points. First, keep the property secured — an open fire-damaged house attracts squatters and copper thieves, and that damage gets deducted from somebody’s money. Second, do not throw away documentation: the adjuster’s report, the scope of damage and the claim correspondence all help the offer move quickly.
What we look at before quoting a number
- The cause and extent of the damage
- Whether the claim is open, closed, or underpaid dispute
- Structural condition: framing, roof, foundation, subfloor
- Smoke and water damage in unaffected rooms
- Utility status and whether the property is secure
How a cash sale solves this
There is no listing period, no showings, no repair requests and no buyer whose mortgage can collapse three weeks in. You get one written number, a title company that handles the paperwork, and a closing date you choose — typically fourteen to thirty days from acceptance.
If getting a real number for the property would help you decide — even if you are months away from doing anything — ask for one. It costs nothing and there is no obligation.
Talk to us: (307) 302-6658 — Mon-Sat 8am-8pm. Or send the form and we’ll come back to you.
Get your cash offer
No fees. No repairs. No obligation. Takes about 30 seconds.
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Fire or smoke damage — common questions
Do you buy before the insurance claim is settled?
Often, yes — particularly where the policy allows the claim to be assigned to us. Where it does not, we can usually still buy the structure and let you keep pursuing the claim for contents and additional living expenses.
What if the fire was ruled arson?
Insurance decisions do not automatically stop a cash sale, but they change the paperwork and can affect title. Tell us everything from the start, including the cause and any investigation status, so we can be upfront about the risk.
Can I leave the contents?
Yes. Take what matters and leave the rest. Smoke-damaged contents are part of the cleanout that we handle.
Other situations we handle
Water, flood or mold damage
A burst pipe, a flooded basement, a leaking roof, or mold you can smell from the doorway.
Learn more →Hoarder house / full of belongings
A house packed floor to ceiling, kept by a parent, relative, or a situation that got away from you.
Learn more →Foundation, roof or structural problems
Foundation movement, a failing roof, rotting framing, or a repair estimate you can’t justify funding.
Learn more →Ready for a real number on this property?
One call or one form. A written offer within a business day, and no pressure to accept it.